Loan Programs

Mortgage San Diego carries a range of loan programs to help low and moderate income families purchase or refinance their home. With over 15 years of experience in the mortgage industry and access to various programs, we’re confident that we can find the loan best suited to your needs and goals.

FHA LOANS

FHA loans are backed by the Federal Housing Administration, and geared towards low to moderate-income families. They require lower down payments than traditional mortgages and offer various terms with fixed or adjustable rates.

FHA STREAMLINE

The FHA Streamline offers the easiest possible refinance option for homeowners who are currently in an FHA Loan. It involves less extensive qualification process, minimal credit requirements – and even no appraisal requirement!

VA LOANS

VA loans make homeownership more attainable to service veterans and their families, with 100% financing and no down payment requirements. Enjoy lower monthly payments and choose from various term options and rates.

USDA LOANS

The Rural Housing (USDA) loans give rural citizens a real opportunity of owning a home. Get 100% Financing of your home with no down payment requirements, no mortgage insurance, and lower rates.

REVERSE MORTGAGES

Also known as Home Equity Conversion Mortgage (HECM), reverse mortgages allow seniors to use their home’s equity as cash and enjoy their retirement with financial peace of mind.

REFINANCING OPTIONS

Refinancing offers a world of better opportunities. Our team can explain the process of refinancing, the refinance options available, and the long-term benefits you can enjoy.

To know more about our loan programs, talk to our team today. We’d be happy to assist.